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Insurance For Fire Sprinkler Contractors

As the provider of fire sprinklers, your business provides a valuable service to other businesses and residents. Fire sprinklers are a crucial preventative measure and customers count on you to install them correctly. As in any business, you or your employees could have accidents or make mistakes that cause injuries or damage. For this reason, you need to have comprehensive commercial insurance.

General Liability Insurance

General Liability
Property Coverage
Auto Insurance
Workers Compensation
Tools Coverage

The most basic portion of your commercial insurance will be general liability. This is meant to protect you from a wide variety of occurrences from accidents in your office to damages done to the property of your customer’s. General liability pays the costs incurred by unforeseen events, injuries, illnesses, and property damage for which your business is liable. General liability includes three types of coverage:

sprinkler contractor insurance
Contractor Liability Insurance Quote
General Liability policy Includes:

Business Owners Policy

Business owners often bundle their different commercial insurance needs into one package called a business owners policy, or BOP. This is a convenient and cost effective way to get all the coverages you need as a fire sprinkler contractor. General liability will be included and you can add the rest of the coverage specific to your needs. Add-ons include coverage for additional buildings, vehicles, employee dishonesty, electronic data, business interruption, and more.

Business Auto Insurance

Sending your employees out in vehicles to perform installations is a vital part of your business. As such, you need protection within your commercial business insurance policy for accidents related to those vehicles. Your employees may cause accidents, be the victim of an accident, damage property with a vehicle, or cause injury to others. In each case, if your employee was on their way to or from a job site, your business is liable. Auto insurance will cover costs of damage, medical care, and litigation as needed.

Workers Comp Insurance

If your employees are injured or become ill while on the job, you will need workers compensation to pay for their medical care, emergency care, recuperation costs, and missed income. In fact, in most states having this coverage in your business insurance is required by law. The injury or illness could occur on your premises, at a customer’s location, or on the road. In any case, your business is liable.

Commercial Umbrella

For coverage above and beyond what is provided by the general liability portion of your small business insurance, you may choose to purchase commercial umbrella. This provides extra protection in the case of an event that causes massive damage and expense.

Insurance Quote For Fire Sprinkler Contractors

BUSINESS INFO & LIMIT OF INSURANCE
 
Business Type CHANGE BUSINESS TYPE
Business Name
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Owners / Partners
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Entity Type
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Full Time Employees
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Years In Business
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Part Time Employees
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Annual Revenue
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Sub Contractors - If Any
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Property SqFt (Occupied)
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"home" If Home Office
Full Annual Payroll
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W2s
Liability Limits
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Need Insurance To Start
Brief Description of Operations
       
COVERAGE SELECTIONS
Please select your desired coverages
General Liability Commercial Auto Business Owners Policy (BOP)
Workers Comp Professional Liability (E & O) Bond
Group Health  
   
CONTACT INFO
 
First Name (Business Owner)
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Last Name
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Business Address
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City
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State
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Zip Code
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Phone
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Alt. Phone
Email
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General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Group Health Surety Bonds

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