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Electrician Insurance

Professional electricians provide critical specialized services to consumers, construction companies, general contractors, businesses, governments and any other organizations that need electrical services. As an electrician, you may find yourself making repairs one day and installing new electrical equipment fifty miles away the next. Keeping on top of your customer’s needs, scheduling, up-to-date information in your industry and regular business administrative tasks can be quite daunting. The last thing you need is to worry about having an accident happen that costs you enormous amounts of money. Protect your company with the right types of business insurance.

General Liability For Electricians

General Liability
Property Coverage
Inland Marine
Workers Compensation
Commercial Auto

General liability coverage protects you when accidents happen that bring harm to your customers or their property. This business insurance provides a broad level of coverage, and includes just about anything that is not specifically excluded on your policy. It also grows with your company to provide protection for new locations and new electrician products or services you choose to add.

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General Liability Insurance Includes:

Business Owners Policy (BOP)

General liability is included in a business owners policy, or BOP. A BOP provides you with additional business insurance protection for your company assets. Asset protection includes tangible items such as your electrician tools, and intangible assets such as your company payroll. Other examples of BOP coverage options include:

Electrician's Auto Insurance

Electricians drive daily as part of their business duties. You may drive from your office to a client’s work site, or drive between work sites to complete your contractual obligations. Increased driving increasing the risk that you will be involved in an auto accident. Electrician's auto insurance protects you from having to pay for bodily injuries and property damages that arise from those accidents. It can also protect you from vehicle theft, cargo losses and more.

Workers Comp For Electricians

If you have electricians as employees in your company, you must carry workers comp insurance for them. If they ever become injured while performing their job duties, workers comp will pay the medical and recovery bills that result from that accident.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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