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BUSINESS INSURANCE FOR
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Heating, Ventilation & Air Conditioning Contractors

As the owner of a Heating, Ventilation and Air Conditioning business, your life is busy. Your company may service residential customers, commercial customers, government buildings and more. It is stressful enough to keep track of installation and maintenance schedules for employees and customers. The last thing your business needs is to worry about potential legal issues, accidents, injuries and natural disasters. Commercial small business insurance packages can be tailored to fit your HVAC business’s exact needs, and grow with the company as it grows.

General Liability For HVAC Contractors

Insurance As Low As
$36 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation

General liability insurance protects your company from legal claims that might arise from accidents, as well as damages that can occur to your business assets. For example, if a customer receives a bodily injury while selecting a new heat pump inside your store, your company could be legally obligated to pay the subsequent medical bills and expenses. With general liability coverage, the insurance policy takes care of those claims instead. It can also protect you from financial loss and ruin caused by natural disasters and other calamities such as water damage from a burst pipe or smoke and fire damage.

Business Owners Policy (bop)

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A business owners insurance policy (BOP) provides you with tangible and intangible property protection as well as general liability. A BOP can be customized to fit the way you operate your specific HVAC business.

Commercial Auto Insurance For HVAC Contractors

Traveling to your customer’s jobsite to perform repairs and services, or install new heating and air conditioning equipment puts your company at risk of having auto accidents. A commercial auto insurance policy protects you from losses, damages and medical bills that may arise.

WORKERS COMPensation For HVAC Contractors

Each state in the country requires you to carry workers comp insurance coverage for your employees. This insurance pays their medical expenses if they are ever hurt while working.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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